Page 63 - KDU Law Journal Volume 4 Issue 2

KDU Law Journal Volume 04 Issue II
September, 2024
more contributors from informal as well as self-employed and
foreign migrant workers as a formal sector has made it mandatory
to register at SSF.
Accident and Disability Protection Scheme : This scheme has
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underlined the timeline of a minimum of two years to be entitled
to the benefit for the treatment of occupational diseases and other
related accidental or disability benefits. But in the case of treatment
for the injury caused by an accident, the contributor is entitled to
protection from the date of contribution.

The scheme is limited by the financial threshold relating to the
accident up to the NRs. 7,00,000/- and other conditional clauses
of insurance. It is widely understood that the accident’s treatment
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requires prompt treatment. In such issues, the SSSOP and other
concerned laws as discussed above are silent about releasing
the benefit of the treatment done without informing SSF and in
a hospital other than the listed one. Also, the provisions are not
clear about the consequences if there is no listed hospital near the
accident location. In case of permanent disability caused by an
employment-related accident or health hazard, the contributor will
provide the amount of sixty percent of the minimum basic salary
prescribed by the GON for the specific sector. The recognition of
the need for this scheme is appreciated but also necessary to be
practical to achieve the proper output.

Dependent Family Protection Scheme : Mainly, this scheme
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covers pensions for husbands or wives, scholarships for children,
benefits for dependent parents, and expenses relating to funerals.
The scheme commences from the date the contributor contributes
to the SSF, and it continues until the contributor contributes. Under

37 Annex 3, Sections 9, 10, 11, 12 and 13 of Social Security Scheme Operating Procedure,
2018 (2075)
38 Sections 11 (1,b) and 2 of Social Security Scheme Operating Procedure, 2018 (2075)
39 Annex 4, Sections 14, 15, 16, 17, and18, of the Social Security Scheme Operating Proce-
dure, 2018 (2075)
law.faculty@kdu.ac.lk
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